| Features | Tally (Tally Prime) | Zoho Books | 
| Platform | Primarily desktop-based | 100% cloud-based | 
| Installation | Required on each device | Web access from anywhere | 
| Updates | Manual | Auto-updated in cloud | 
| Aspect | Tally | Zoho Books | 
| Licensing | One-time cost + AMC | Monthly or Yearly Subscription | 
| Setup & Updates | Manual, IT Support Requried | Easy, no-code onboarding | 
| Scalability | Requires manual upgrades | Add/remove users or modules anytime |