| Features | Tally (Tally Prime) | Zoho Books |
| Platform | Primarily desktop-based | 100% cloud-based |
| Installation | Required on each device | Web access from anywhere |
| Updates | Manual | Auto-updated in cloud |
| Aspect | Tally | Zoho Books |
| Licensing | One-time cost + AMC | Monthly or Yearly Subscription |
| Setup & Updates | Manual, IT Support Requried | Easy, no-code onboarding |
| Scalability | Requires manual upgrades | Add/remove users or modules anytime |